Certificate of Deposit Rates

Current Rates Effective as of May 2, 2008

Term Annual Interest Rate Annual Percentage Yield
30 Days 1.50% 1.51%
60 Days 1.50% 1.51%
90 Days 1.75% 1.76%
180 Days 2.00% 2.01%
12 Months 2.25% 2.27%
24 Months 2.25% 2.27%
36 Months 2.50% 2.52%
48 Months 2.50% 2.52%
60 Months 2.50% 2.52%

CD minimum to open and obtain APY is $1,000. All terms are fixed.


The annual percentage yield (APY) assumes the principal and its interest will remain on deposit for a full year at the listed rate. A penalty may be imposed for early withdrawal. Withdrawals, fees and other conditions could reduce earnings.

All rights reserved Texas First State Bank - Waco, Texas

Waco P.O. Box 2524 Waco, Texas 76702-2524
254.741.0100 fax: 254.399.6969
Riesel P.O. Box 9 Riesel, Texas 76682
254.896.2371 fax: 254.896.7012

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