Accounts

Click on one of our Products or Services for a complete description.

Texas Checks Star Checking 50 Plus EZN Texas Market Gold
     

Texas Checks
  • Free first order of checks.
  • Unlimited check writing.
  • Monthly service charge of $7.00 if balance falls below $500.00 on any day of cycle.
  • Minimum to open $100.00.
  • Imaged Bank Statements
Disclosure: This disclosure contains information about terms, fees, and interest rates for some of the accounts we offer.
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  • ZERO Monthly Service Charge
  • ZERO minimum balance required (after opening your account with $100.00 or more)
  • $500 Overdraft Protection *(Service is optional)
    *Available thirty days after account opening. A fee of $28 per item will be charged for the payment of each overdraft as a result of payment by check, in-person withdrawals, ATM withdrawals, or other electronic means. We will not pay overdrafts if you do not make at least one deposit per month and bring the account to a positive balance every 30 days or less. Other restrictions may apply as stated in the Texas First Overdraft Protection Policy.
  • Imaged Bank Statements
  • Texas First ATM Card to access your cash around the clock
  • Visa Debit Card
    (Subject to credit approval)
  • 24 Hour Telebanking Customer Service. Check your balances and transfer money between accounts by phone anytime of day or night.

Disclosure: This disclosure contains information about terms, fees, and interest rates for some of the accounts we offer.

50 Plus Interest
  • Free Direct Deposit.
  • Free personalized checks.
  • Unlimited check writing.
  • Free Travelers Checks.
  • Free Cashier's Check.
  • Imaged Bank Statements
  • Pulse ATM card.
  • Telephone Transfers.
  • Overdraft protection (with credit approval).
  • MasterCard/Visa with no annual fee (with credit approval).
  • monthly service charge of $6.00 if balance falls below $750. Fees could reduce earnings.
  • Minimum to open $100.00.
  • Competitive interest rates.  No minimum balance required.
Disclosure: This disclosure contains information about terms, fees, and interest rates for some of the accounts we offer.
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  • Free Direct Deposit Payroll Checking
  • Free First Order of Checks
  • No Minimum Balance
  • No monthly service fee
  • Unlimited check writing
  • Imaged Bank Statements
  • Free Visa debit card - subject to credit approval.
  • ATM Card
  • $500 overdraft protection
  • 24-hour Telebanking Customer Service.
  • Loan application by phone with quick-response processing.
  • Internet In-Home Banking

Disclosure: This disclosure contains information about terms, fees, and interest rates for some of the accounts we offer.

Texas Market Gold

Disclosure: This disclosure contains information about terms, fees, and interest rates for some of the accounts we offer.

 


     EARN 1.51%* APY
Deposit $25,000 in a Texas 2 Step Money Market Account, and earn interest each and every day your balance stays at $25,000 or more. Interest rate is indexed to the Prime Rate published daily in the Wall Street Journal less 3.5%.


     EARN .25%* APY
Open a Texas 2 Step Interest Checking Account, keep a $1000 average daily balance, and earn a competitive rate indexed to the Prime Rate published daily in the Wall Street Journal less 6%.

Disclosure: This disclosure contains information about terms, fees, and interest rates for some of the accounts we offer.

 

 

Texas First State Bank

All rights reserved Texas First State Bank - Waco, Texas