At Texas First, you’ll launch your Smart Banking relationship by being choosy! Consider all the possibilities listed below, some including Visa debit cards and favorable Overdraft Protection – and all offering Imaged Bank Statements for easy storage and recordkeeping. Along with Online Banking, you’ll create the perfect checking experience! Then be sure to peruse the Personal Services sheet enclosed and find out how you can save time and energy by using Telebanking, our 24-hour customer service line.

50+ Interest

Reach 50 years and enjoy the perks

Free Direct Deposit
Free personalized checks
Unlimited check writing
Free Travelers Checks
Free Cashier's Check
$500 Overdraft Protection (optional) Available thirty days after account opening. A fee of $28 per item will be charged for the payment of each overdraft as a result of payment by check, in-person withdrawals, ATM withdrawals, or other electronic means. We will not pay overdrafts if you do not make at least one deposit per month and bring the account to a positive balance every 30 days or less. Other restrictions may apply as stated in the Texas First Overdraft Protection Policy.
Imaged Bank Statements*
ATM card
Online Banking
Telephone Transfers
Visa debit card
Monthly service charge of $6.00 if balance falls below $750 (fees could reduce earnings)
Minimum to open $100.00
Competitive interest rates – no minimum balance required

*Imaged Bank Statements

Check images listed in check number order
No more missing items in statements
No bulky checks to keep in a shoe box or other storage location
Statements are three-hole punched so you can file them easily
Free Notebook for storing your records with monthly tabs for easy organization