Motor Bank
5001 Bosque Blvd.
Waco, Texas


Be aware of calls or texts you may receive requesting your personal information.  We will not contact you requesting this information.  Never give out your personal information over the phone or via the internet.  Please contact the bank directly if you are ever in question.

Financial Literacy
Learn more about personal finance – review your spending plan, and make certain you aren’t paying avoidable, unnecessary fees for banking or other services.  Visit the  link below.

Unlike banks that define their commercial customers by annual revenue size, Texas First defines a commercial customer by the sheer fact that you operate a business and deserve quality services. Texas First helps your business succeed offering resources such as business financial planning, commercial loans and lines of credit. Our commercial bankers are deeply involved in our communities and aligned with your goals.

Texas First Commercial Checking


  • Minimum to open $300.00
  • Free Online Banking (see benefits below)

  • Free Telebanking and phone transfers
  • Night Deposit Lock Bags
  • Imaged Bank Statements provide a convenient record of your cleared checks
  • Service charge of $7.50 per month/analyzed service charge


Texas First Small Business Checking Account


  • Minimum to open $100
  • Free Online Banking and Bill Pay (see benefits below)
  • $500 Overdraft Protection*
  • Free Telebanking and phone transfers
  • Imaged Bank Statements provide a convenient record of your cleared checks
  • Service charge of $7.50 per month if minimum daily balance falls below $1,500
  • Deposit up to 150 items per month at no charge; items deposited over 150, 6¢/item


* As defined by the rules of the Texas First Overdraft Protection Policy

Online Banking allows your business to: 


  • Pay Bills

  • Issue Payroll

  • ACH Debits

  • ACH Credits

  • Wire Transfer


Commercial Capture Xpress


  • Texas First’s remote deposit service enables your business to electronically deposit and clear checks accepted during the normal course of business.
  • State-of-the-art scanning equipment.
  • Sophisticated security features are built in.
  • Eliminates delivery of checks to the bank.
  • Reduces the time to clear deposited items, speeding availability of funds.



24-Hour Customer Service

Support lines:
McLennan County 254.399.2540
Coryell County 254.248.1525
Bell County 254.791.1001

It’s as easy as 1, 2, 3.
Enter your account number followed by the # sign.
Enter your security code followed by the # sign.
Enter your customer number (TIN) followed by the # sign.
Select appropriate number for desired function.
Menu selections:
Checking Account = 1
Savings Account = 2
Transfer Between Accounts = 3
CD Information = 4
Loan Information = 5
Menu = 9
End Call = *

Imaged Bank Statements


  •  Check images listed in check number order
  • No more missing items in statements
  • No bulky checks to store
  • Statements are three-hole punched so you can file them easily
  • Free Notebook for records storage


Cashier’s Checks

For your maximum safety and ease of acceptance.  $5.00

Wire Transfers






Use your ATM Card at every Texas First location and at more than 289,000 ATMs from coast to coast. Service charges may apply on non-Texas First ATMs.

Safe Deposit Box Rental

You’ll find that Texas First’s Safe Deposit fees are favorably priced.

Size of Box
3” x 5”
3” x 10”
5” x 10”       
10” x 10”       
Lost Keys       
Box drilling
Annual Fee
Forfeit Key Deposit
Locksmith Charge