Motor Bank
5001 Bosque Blvd.
Waco, Texas


Be aware of calls or texts you may receive requesting your personal information.  We will not contact you requesting this information.  Never give out your personal information over the phone or via the internet.  Please contact the bank directly if you are ever in question.

Financial Literacy
Learn more about personal finance – review your spending plan, and make certain you aren’t paying avoidable, unnecessary fees for banking or other services.  Visit the  link below.

Texas First’s certificate of deposit allows you to invest at low opening deposit requirements with a guaranteed rate of return for the term of your CD. When you’re able to set aside funds for a period of time, your Texas First CD provides interest plus the security of FDIC insurance.

Certificate of Deposit

  • Minimum Deposit $1,000
  • Convenient Terms:  From 30 Days to 60 Months
  • Quarterly compound interest enhances your earnings
  • FDIC insured
  • Penalty for early withdrawal
  • Automatic renewal at maturity

Certificate of Deposit Rates

Current Rates Effective as of August 16, 2016

Term Annual Interest Rate Annual Percentage Yield
30 Days 0.10% 0.10%
60 Days 0.10% 0.10%
90 Days 0.20% 0.20%
180 Days 0.30% 0.30%
12 Months 0.50% 0.50%
24 Months 0.75% 0.75%
36 Months 1.00% 1.00%
48 Months 1.00% 1.00%
60 Months 1.25% 1.26%