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the Consumer Alert
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CONSUMER ALERT!

Be aware of calls or texts you may receive requesting your personal information. We will not contact you requesting this information. Never give out your personal information over the phone or via the internet. Please contact the bank directly if you are ever in question.

Financial Literacy

Learn more about personal finance – review your spending plan, and make certain you aren’t paying avoidable, unnecessary fees for banking or other services. Visit the link below.

www.MyMoney.gov

Texas First’s certificate of deposit allows you to invest at low opening deposit requirements with a guaranteed rate of return for the term of your CD. When you’re able to set aside funds for a period of time, your Texas First CD provides interest plus the security of FDIC insurance.

Certificate of Deposit

Minimum Deposit $1,000
Convenient Terms: From 30 Days to 60 Months
Quarterly compound interest enhances your earnings
FDIC insured
Penalty for early withdrawal
Automatic renewal at maturity

Certificate of Deposit Rates

Current Rates Effective as of July 30, 2012

Term	Annual Interest Rate	Annual Percentage Yield
30 Days	0.15%	0.15%
60 Days	0.15%	0.15%
90 Days	0.15%	0.15%
180 Days	0.25%	0.25%
12 Months	0.50%	0.50%
24 Months	0.75%	0.75%
36 Months	1.00%	1.00%
48 Months	1.20%	1.21%
60 Months	1.30%	1.31%